Carriage Driver’s Commercial Liability Insurance

Providing reliable, professional insurance services for your horse, donkeys, events and equipment

Carriage Driver’s Commercial Liability Insurance

This specialist liability policy covers liability insurance for paid carriage driving work. Some examples of this are:

* Horse drawn weddings,

* Funerals,

* Teaching carriage driving and freelance instructors or coaches,

* Prom or picnic rides or carriage rides at fetes,

* Agriculural work

* Tourist and/or hackney carriage rides.

We can offer quotes from a limit of £1,000,000 up to £5,000,000 per claim. We can also include employers’ liability cover for full or part time employees or casual helpers and volunteers.

To request a quote, please complete the form below and for yourself and anyone you wish to be a named driver on this policy, please provide details of all horse handling, riding and carriage driving experience, including any qualifications held or details of any previous commercial carriage driving work undertaken. If this isn’t provided we will be unable to consider your request for insurance.

We are delighted to offer UK CC level 2-4 Carriage Driving Coaches and affiliated Carriage Driving Association coaches’ discounts on their annual premiums.

Please note: This policy will not include any private driving or pleasure activities and your liability for this should be insured separately.

This policy is only available within the UK.

If you are unsure of the cover that you require or want to see if there are other options of cover available, please contact us on 01206 337388 to discuss your particular circumstances.

Carriage Commercial Liability Insurance

To receive your quote please complete the form below

If you are unsure of the cover that you require or want to see if there are other options of cover available, please contact us to discuss your particular circumstances.

Call us on 01206 337388 Monday to Friday 9.00 am – 5.00pm excluding bank holidays

For a copy of the policy wording click here

Frequently asked questions

Who can drive under this policy?

This policy is driver specific and therefore only those drivers accepted and named within the policy schedule will be covered by your policy

Do I need Employers Liability?

Under UK employment law if you employ anyone to help you, who isn’t a member of your immediate family, you are required to have employers liability insurance. This includes cover for all grooms/part time helpers who assist you with your commercial carriage driving activities.

Do I need to complete the form to obtain a quote?

The simple answer is yes. We provide individual quotes are based on the equestrian and carriage driving experience of the drivers, the activities undertaken and whether or not you have any qualifications or had any claims.

Paying for your insurance

There are several ways of paying the annual premium and these are as follows:

For New Policies:

1) You can pay on this site via Opayo (Sagepay) with a credit or debit card. This option will be automatically offered when you complete the proposal form or

2) you can post cheque to us or

3) If the annual premium is over £150, you can pay over 10 monthly interest free Direct Debit installments.

NB: This is arranged by Premium Credit ltd. You will need to arrange this by calling us with your bank details and you will be required to sign a credit agreement for Premium Credit ltd.

For all other new policies, please see the methods of payment options on the quotation forwarded to you.

4) Or you can pay the premium by bank transfer to us.

For Renewal policies:

1) You can pay on this site via Opayo (Sagepay) with a credit or debit card or

2) you can post cheque to us or

3) If the annual premium is over £150, you can pay over 10 monthly interest free Direct Debit installments.

4) Or you can pay the premium by bank transfer to us.

Contact us

At Carriagehouse we always do our best to offer personal expertise and advice with the most professional service.

If you have any questions or concerns, or just want to talk through you policy, do get in touch.

Please use the online claim forms to report any potential claims and follow any veterinary advice with regards to treatment of your horse.

Our opening hours are:

Monday to Friday 9.00am – 5.00pm excluding bank holidays

01206 337388

*Essential information

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