Rider and Driver Personal Accident Insurance

Providing reliable, professional insurance services for your horse, donkeys, events and equipment

Rider and Driver Personal Accident Insurance designed for horse riders and carriage drivers

Other people’s horses:

This policy is designed to cover you if you have an accident whilst riding or driving or competing other people’s horses i.e. those that don’t belong to you. The cover includes personal accident for injuries that result in a permanent total disability and also total temporary disabilities which prevent you from going to work for a limited time. It also includes dental cover and legal (third party) liability. The policy can also covers young riders/drivers from ages 5-17 years old.

Your own horses:

The policy is limited to personal accident and dental fee cover only but will then apply when riding and driving your own horses as well.  However, please note that this policy doesn’t cover Legal Liability for your own horses or those on loan to you. Liability cover must be purchased separately on ‘a per horse basis’ via the Horse & Carriage or Horse & Pony Policies.

Carriage Grooms/Backsteppers:

The Rider and Driver Policy will also cover you if you regularly act as a backstepper/groom on a carriage or if you wish to insure a backstepper/groom accompanying you when carriage driving.  

If you would like us to quote for your rider and driver personal accident insurance, please complete and submit the following sections as applicable. If you are under 18 years old, this form must be filled in by your parent, guardian or legal representative.

Rider and Driver Personal Accident Insurance for horse riders and carriage drivers

To receive your quote please complete the form below

If you are unsure of the cover that you require or want to see if there are other options of cover available, please contact us to discuss your particular circumstances.

Call us on 01206 337388 Monday to Friday 9.00am – 5.00pm excluding bank holidays

For a copy of the wording click here

Frequently asked questions

Policy options

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Policy options

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Policy options

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Contact us

At Carriagehouse we always do our best to offer personal expertise and advice with the most professional service.

If you have any questions or concerns, or just want to talk through you policy, do get in touch.

Please use the online claim forms to report any potential claims and follow any veterinary advice with regards to treatment of your horse.

Our opening hours are:

Monday to Friday 9.00am – 5.00pm excluding bank holidays

01206 337388

*Essential information

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Thank you for your enquiry, a member of our team will be in touch.