The Benefits Of Having Horsebox Breakdown Cover

The Benefits Of Having Horsebox Breakdown Cover

Owning a horsebox is a significant investment for equestrians, offering convenience and mobility when transporting horses. However, like any vehicle, horseboxes are susceptible to breakdowns, punctures and mechanical failures, often at the most inconvenient times. That’s where horsebox breakdown cover comes into play. In this article, we will explore the benefits of having horsebox breakdown cover in conjunction with horsebox insurance, ensuring peace of mind and uninterrupted travel for equestrians.

24/7 Roadside Assistance:

Horsebox breakdown cover provides 24/7 roadside assistance, ensuring that help is just a phone call away, regardless of the time or location. Whether you’re heading to a show, event, or simply on a routine trip, a breakdown or puncture can quickly become a stressful situation, especially when you have horses on board. With breakdown cover, expert mechanics will come to your aid, providing either on-the-spot repairs, towing or recovery services and, if necessary, alternative transport for you, your passengers, dogs and horses, thus getting you back on the road as quickly as possible.  At Carriagehouse Insurance, we offer excellent nationwide horsebox Roadside Rescue and Recovery breakdown assistance provided by Equine Rescue Services. They will maintain regular contact with you, whilst they source mechanical engineers and recovery vehicles to come to your rescue.

Horse Welfare and Safety:

When travelling with horses, their welfare and safety are of utmost importance. In the event of a breakdown, having breakdown cover ensures that the horses’ well-being is prioritized. Reputable breakdown services understand the special requirements of transporting horses and will handle the situation with care and expertise. They can arrange for safe horse transport or suitable stabling ensuring the comfort and safety of your equine companions. 

Your breakdown provider will often be able to arrange for a vet to attend if required, although their treatment isn’t covered by the rescue assistance policy and you will have to pay for this separately. If you have horse insurance and the treatment exceeds your excess, you will most likely be able to make a claim under this. This is a useful service if you are a long way from home and your normal vet’s area.

Nationwide Coverage:

Depending on the policy you choose, horsebox breakdown cover typically offers nationwide coverage, meaning you’re protected no matter where your equestrian adventures take you. Whether you’re travelling locally or embarking on a long-distance journey, knowing that breakdown assistance is available throughout the country provides invaluable peace of mind. If you have to be rescued, one onward journey will be arranged. So, if your lorry is being towed, it will be taken to your final destination or repair garage. You and your horses will be taken home or to your specified destination such as a livery yard or show centre.

Cost-Effective Solutions:

A breakdown can lead to unexpected expenses, from changing tyres, and towing fees to hiring emergency replacement horse transport to get you home. Horsebox breakdown cover offers cost-effective solutions by covering these expenses, saving you from potential financial strain. It proves to be a wise investment, especially considering the high costs that can arise from breakdown-related incidents. It is worth remembering that in the event of a puncture, you will be expected to carry a spare wheel/tyre, otherwise having to source a replacement will cause delays in getting you back on the road and you are likely to be charged for the cost of the new wheel.

Added Convenience:

Horsebox breakdown cover brings an added layer of convenience to your equestrian lifestyle. Knowing that you’re covered in the event of a breakdown allows you to focus on enjoying your journey and the equestrian activities ahead. It eliminates the stress and uncertainty associated with breakdowns or punctures, leaving you to concentrate on what matters most – your horses and your passion for riding. Having Home Start included within your cover is a valuable additional benefit with Horseboxes and gives you peace of mind that if your lorry won’t start, you have someone to call to help.

Remember to have a mobile phone with you with as much charge as possible, as this is how you will contact your rescue providers. It also helps to be able to give their operators the exact location where you are, so apps such as What3Words are invaluable.

Comprehensive Coverage:

When combined with horsebox insurance, breakdown cover provides a comprehensive package of protection for your valuable assets. Horsebox insurance protects against fire, theft, accidental damage and other risks, while breakdown assistance ensures you’re prepared for unforeseen mechanical failures or roadside emergencies. The combination of both covers offers comprehensive protection, safeguarding your horsebox and your peace of mind.

Why you should include Horsebox Breakdown cover with your Insurance Policy:

Owning a horsebox opens up a world of possibilities for equestrians, allowing for convenient and comfortable travel with horses. However, with the unpredictability of breakdowns, it’s essential to be prepared for any eventuality. Horsebox breakdown cover, when taken alongside our horsebox insurance, provides a reassuring safety net, ensuring 24/7 roadside assistance, home start, horse welfare, nationwide coverage, cost-effective solutions, and added convenience. With these benefits, equestrians can embark on their journeys with confidence, knowing they are protected and supported throughout their equestrian adventures.

When requesting a quote for our Horsebox Insurance, we will supply a quote with and without breakdown cover. Please get in touch with us if you have any questions or would like further information.