To obtain an INSTANT estimate for the insurance premium for a 12 month policy for your horse(s) please complete the form below. If you wish to apply for cover then please follow the prompts and complete the proposal form and payment details.
Cover will commence once your proposal form has been accepted and payment received.
The minimum premium per policy is £52.50 inc i.p.t.

Helpful Hints

Value of horse

This is up to the amount you paid for your horse. If your horse is home bred or has increased in value the sum insured must be agreed with the Underwriters.

Age of horse

For horses aged under 6 months or over 15 years please contact us for a quote.

Death or Theft Cover

You must have this cover if you wish to have vets fee cover.
Provides cover for the amount insured if your horse dies from natural causes or is put down for humane reasons.
A vets certificate may be required for horses valued over £5,000 or if they have been owned but uninsured for over 6 months.

Permanent Incapacity

Cover is provided in case your horse suffers an accident or illness which prevents him/her fulfilling the purpose for which they were bought.
Cover is 100% if you elect to have the horse put down or 75% if you elect to keep the horse as a pet.
A purchasers vets certificate is required for horses valued £3,000 or over and if £10,000 or over x-rays of the knees, hocks and front feet are required.

Vets Fees

Up to £3,000 per occurrence, excess £125 per claim or up to £2,500 per occurence, excess £300 per claim. Cover includes alternative therapies upon recommendation from you vet.
A vets certificate will be required for horses valued £3,000 and over.

Legal liability

Third Party cover to £1,000,000 per occurrence.

Personal Accident

Cover to £10,000 for accidental death or a permanent disability, as a result of a riding/driving accident with the insured horse.
Cover includes up to £1,500 towards dental fees.

Tack

For riding equipment stored in a secured building.

No Claims Bonus

This is accumulative for each year your horse has been owned without needing veterinary treatment. The maximum available is 3 years.

If your horse has needed any veterinary treatment this must be declared prior to incepting a policy. Certain conditions may apply depending on the treatment received. Please contact the Carriagehouse office for further details.

See policy wordings for full details regarding the cover provided.

If you would like further information and/or a more detailed quotation please e-mail us or call on 01206 337388.