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Carriagehouse Insurance Equestrian Specialists
The Predictable Helping You with the Unpredictable!
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Rider and Driver/Personal Accident Policy and Wordings
Standard horse insurance personal accident policies often only provide cover for accidental death or total permanent incapacity if you are involved in an accident with your horse. Carriagehouse Insurance has developed a specialised 'rider only' insurance policy that has been extended to include carriage driver insurance. This policy is aimed especially for those who ride and/or drive other peoples horses.
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Below, you will see a summary of what is included in the Carriagehouse Ride and Drive/Personal Accident Coverage. When you are ready to view our Policies and Wordings Document in its entirety, just click the button below to download the PDF.
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The Policies and Wordings are in PDF format. Should you not have Adobe Acrobat PDF reader,
you may download a copy for free 
Should you wish to know more about PDFs, click here.
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Our Rider & Driver Policy can also provide cover for temporary disability; i.e. if you are unable to work for a few weeks, you would be paid a weekly benefit. This cover is also available at a reduced rate for 5 to 18 year olds and includes legal liability cover to £1,000,000 per occurrence. For full details of cover provided please refer to the summary below.
The Rider & Driver Policy is suitable for the following :
Personal Accident cover for you riding/driving any horse and legal liability cover for you riding/driving anyone else's horse (NOT your own)
- If you ride, drive or handle other people's horses but don't have any horses of your own, then you may take out your own Personal Accident policy and have it extended to include legal liability cover
- If you drive, for your grooms or helpers who may accompany you in a carriage
- For Junior Riders aged between 5-18 years
For an online quote, just click or go to our Quotes Section should you require more than one product. If you have any queries, or wish more information, please ring us.
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In the unlikely event that you are dissatisfied with any services provided by Carriagehouse Insurance, including information or documentation
we have issued to you, then you should either contact us by telephone on 01206 337388 or send a letter of complaint to the Proprietor at :
Carriagehouse Insurance Services, Spring Farm, Stratford St Mary,Colchester, Essex CO7 6NB
For further details regarding our complaints procedure and compensation scheme please refer to our policy wordings
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