This is probably the most frequently asked question that we receive and stems from the lack of understanding about the responsibilities that current UK Law places on us as individuals.
If an accident happens to which there attaches, in the eyes of the law, some degree of fault, then a successful claim will be made against you and your insurance. Sadly, each accident has it's own unique set of circumstances; and, therefore, each case is judged on its own merits. But one word of warning - never admit liability, because this could jeopardise your insurance cover. The best advice is to let the Underwriters handle all correspondence and decide the outcome for you.